Always finding the best mortgage product. Saving thousands of dollars for our clients.

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igor@morgun.ca

Phone:
604-362-4467

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mortgage refinancing

Mortgage refinancing gives you the opportunity to replace your current mortgage with a new one that better fits your goals.
Whether you’re looking to free up cash, lower your monthly payments, take advantage of the existing home equity, or simply lock in better terms, refinancing can be a smart move.

common reasons to refinance

keep more money in your pocket

lower your payments

Homeowners have the option to extend their mortgage amortization, which can significantly reduce monthly payments. This increase in cash flow can free up funds for everyday expenses or other financial priorities. And remember - extending your amortization doesn’t lock you in. You can always make additional payments to get back on track with your original mortgage schedule.

LOWER PAYMENTS

RENOVATE YOUR HOME

make home equity work for you

Renovate your home

One of the most common reasons to refinance a mortgage is to access funds for home renovations. Whether you're replacing windows, building a new deck, upgrading your kitchen, or adding a swimming pool - these are your funds, and you can use them however you see fit.

save on monthly payments

consolidate high interest debt

Are you carrying balances on credit cards, lines of credit, or other high-interest debt? Consolidating that debt into your mortgage often makes the most financial sense. Mortgage rates are typically the lowest available, and the repayment can be spread out over a longer period - helping reduce your monthly expenses and simplify your finances.

SAVE ON INTEREST PAYMENTS

other options to explore

We go beyond the traditional uses of home equity. Many of our long-term clients have successfully used their home equity to strengthen their overall financial well-being. Because home equity financing typically offers the lowest available interest rates, it can be one of the most cost-effective ways to access capital.

By reaching out to us proactively, we can help you explore smart strategies for putting your home equity to work. Some of the most impactful uses include:

  • Financing the purchase of a new vehicle
  • Investing in a rental property
  • Participating in the capital markets

Let’s talk about how you can make the most of your home equity.

is mortgage refinancing right for you?

Refinancing your mortgage to access home equity can be a smart financial move – when done with a clear plan in place:

  • Understand the Costs and Benefits: we help you weigh the pros and cons of using your home equity, so you can make informed decisions.
  • Compare Financing Options: mortgage rates can be significantly lower than interest rates offered by car dealerships.

With fast response times and a streamlined process, we make refinancing simple. Our clients often save thousands of dollars by choosing the right solution for their needs.

Mortgage refinancing can be very beneficial. Book your free review.

Ready to make home equity work for you?

    Tap into low-interest home equity to strengthen your financial position.